One of the basic steps is calculating the value of your injury claim so that the insurance company you are claiming from knows how much they will have to pay.
Traffic in big cities and rural counties is disastrous right now, so it’s a given that many people rely on buses every day. Still, given the number of buses, school buses, and tour buses, it’s no surprise that accidents happen often.
While it is possible to seek compensation after a bus accident, the legal process is more complicated, so there are a few things you need to know beforehand. Here’s a step-by-step guide to filing an injury claim and how an attorney can facilitate your case.
Bus Accident Injury Claim Procedure
If you are involved in a bus accident and the bus driver is responsible for your injuries, you can file an injury claim with the responsible bus owner’s insurance company. However, you need the help of a professional attorney who specializes in bus accidents as they can guide you through the process.
You can also claim from a responsible bus driver’s personal insurance company, although they may deny your claim. Still, if the insurance company refuses to offer a fair solution, you can still file for compensation and take your case to court.
For best results, you can work with a local attorney who understands your state’s laws and regulations to avoid mistakes during the application process. Assuming you live in Louisville, Kentucky, you can contact a Louisville bus accident attorney who will tell you about your legal options and ways to seek compensation, even if the driver’s insurance company denies your claim.
5 Steps to Making a Bus Injury Claim
As with any other lawsuit, there are steps you need to follow depending on your state’s laws. Here are five basics you need to know:
send notification
If you are filing a claim with the government, the first and most critical step is to send a special notice form. However, for non-government claims, your attorney can notify the insurance company about your compensation.
For that, you’ll need the help of a Kentucky bus accident attorney who knows how to send notice and make sure your claim for compensation includes all the details.
determine responsibility
As an accident victim, it is your responsibility to prove that the bus driver or company did something wrong that caused the collision. You will have the same burden of proof whether the bus is a public bus company or a private bus company.
At the same time, you can file a complaint against the bus system in your city. If you are from Louisville, you can report the accident to the River City Transit Authority – TARC and they will work to prevent similar violations by bus drivers and companies in the future.
demand compensation
One of the basic steps is calculating the value of your injury claim so that the insurance company you are claiming from knows how much they will have to pay. The value of your injury depends on your medical bills, lost wages, or intangible damages such as pain and suffering.
However, Louisville accident attorneys can handle all the legal paperwork and make sure your needs package includes all necessary documents.
negotiate compensation
You and your attorney should settle with the liability insurance company after many counteroffers. Remember, your attorney should negotiate on your behalf to get the best compensation for your case that will cover your costs.
file a lawsuit
If negotiations fail or money becomes an issue, you’ll need to go ahead and litigate to preserve your injury claim. Usually, if your work injury claim is uncomplicated and your injuries are minor, it can be resolved quickly, within a few months.